Commercial Lender for the Middle Market

Make and service all types of commercial loans to large businesses in and around the Communities we serve. Provides team members with functional guidance, continually delegating commercial client relationships to subordinate commercial banking officers. Manage fourth quartile sized Commercial banking portfolios. Serve as a financial partner/advisor for business people in the community. Maximum Type VIII Lending Authority.

Quality Requirements:

• Analyze complex credits and prepare clear, complete written and oral presentations without assistance. • Manage fourth quartile sized commercial banking portfolio of business clients, assessing and meeting their business and personal needs. • Effective monitoring, administration and maintenance of existing commercial banking portfolio in accordance with Bank’s standards. • Perform sales activities to develop new relationships with business clients and produce sales results at a very high level for an extended period of time. • Develop and maintain referral networks with local insurance agents, real estate brokers, accountants, attorney and other professionals. • Provides team members with functional guidance. • Maintain credit quality in accordance with Bank guidelines. • Participate in all required training sessions for compliance. • Maintain adequate controls to ensure compliance with consumer protection statues/regulations in defined area of responsibility. • Implement bank-directed policy and changes relating to regulatory amendments. • Prepare monthly sales and production reports. • Ensure proper loan documentation is prepared and monitor and eliminate exceptions in a timely manner. • Attend all loan Committee and Sales Meetings and participate accordingly. • Involvement in various community activities and organizations. • Assist in strategic planning involved in meeting department’s goal and objectives. • Proven ability to delegate commercial clients to subordinate banking officers and continually develop new commercial banking relationships. • Thorough knowledge of Federal and State regulations covering commercial banking activities. • Strong analytical ability with effective written and verbal communication skills required.

Additional Details:

• Aggressive/looking for opportunity & growth • Polished professional with energy • Team players with a solid track record • Understands developing & serving family businesses and entrepreneurs at various revenue size • Ability to transfer a book of business is a plus