Job Offers

We are in search of a talented, dedicated Treasury Management Director to lead the development of our Treasury Management business unit. In this key leadership role, you will be responsible for driving the growth and profitability of the Bank’s treasury management function by planning, directing, organizing, and controlling this department’s goals and strategies to include; recommending, designing and implementing Treasury Management products and services, developing and executing effective sales plans and initiatives, and increasing profits by generating new business from prospects and existing relationships. In addition, you will be the primary source for internal support and training regarding treasury management services to the Bank’s business development staff.

This position will function as the Commercial Credit Risk Manager for the Middle TN Market. Approves, evaluates and underwrites loans to existing borrowers and prospective clients; as well as review annual analyses and identify potential credit risks; perform proactive portfolio management through ongoing monitoring; communicate cross sell opportunities. This job function serves as the senior commercial credit officer in the Middle TN market. Approves, analyzes and structures credit requests from existing borrowers and prospective clients; reviews credit memoranda to ensure that the analysis accurately presents pertinent credit risks; and provides recommendations to the commercial teams regarding specific loan requests as well as overall porfolio management. Ensures all asset quality objectives are met and process/procedures are in compliance with the company's policies and practices, and regulatory requirements. Communicates results and any potential issues to both line and credit leadership. Manages existing portfolio relationships within established risk parameters; evaluates existing borrower and prospective client credit requests within established performance standards. Provides coaching, mentoring and training to Market's commercial lenders for the lending and approval process; assists line management in the evaluation of the Market's commercial lenders and helps to identify training needs. Participates in the internal loan review, audit examinations and forecasting of asset quality indicators to top management.

Department: Retail Banking Reports to: Branch Manager Summary: Supervises the operations, personnel, sales and services functions of a branch under the general guidance of the Branch Manager. May function as Branch Manager in his/her absence. Assist and support the Branch Manager in leading a team to meet and exceed goals.

Job Title: Sr. Risk Model Validation Manager Location: Memphis, TN Job Description: This leadership position is responsible for the development and maintenance of First Horizon’s model risk management strategy, policies, examination processes, procedures, and reporting to the executive management and the Audit Committee of the board of directors. Scope of job responsibility includes financial, risk, pricing, and other decision making models. Assignment requires significant interaction with executive and senior management and deep understanding of model usage. To apply, please visit our website at www.ftncareers.com. Please refer to job requisition number 09-1342. eoe/mfv/ada

Director, Business Services Responsible for the effective management of the Business Services Department consisting of Loan Officers, Commercial Credit Analysts, and administrative support personnel who are accountable for the generation and on-going management of business loans and deposit services.

America’s Mortgage Professionals (AMP), a multi-million dollar and multi- state mortgage banking company headquartered in downtown Ft. Lauderdale is seeking personable and energetic individuals to help homeowners lower their monthly payments on their home mortgages, credit cards and other debts over the phone. AMP provides a one-of-a-kind entrepreneurial atmosphere with an excellent work environment and potential for internal growth. We eliminate third party delays by maintaining onsite processing, underwriting, closing, and funding departments. Our state-of-the-art technology platform allows for a streamlined process which benefits both our loan originators and their customers daily. We maintain a constant marketing campaign that generates unlimited leads per day, per loan officer! America’s Mortgage Professionals provides a proven successful system which allows loan originators to maximize their earning potential on a consistent basis.

Job Duties: Job Duties: The primary focus of this position is to sell ATM, Debit Networks, Fraud and EFT products. Find and establish relationships with Financial Institutions who are currently not First Data clients. Identify opportunities for new sales, and negotiate and close deals. Contact prospective clients regarding First Data Debit Services products and services. Negotiate and issue proposals, contracts and sales related documents within assigned territory, participating in new product and sales skills training, consistently meeting or exceeding assigned revenue target, and always representing the First Data values of embodying the highest ethical standards and treating others with dignity and respect. Other sales and sales support related duties as may be required and / or assigned. Travel required.

This position is responsible for supporting the Loan Review function through the assessment, on a loan specific or portfolio-wide basis, of loan quality and corresponding potential loan loss exposure for the various loan portfolios. Monitors compliance with, and adequacy of, established lending and corporate policies. Responsibilities: · Uses credit and financial information to analyze the continuing credit worthiness of existing customers. Assesses adequacy of current credit grades and accrual status. Assesses relationship manager compliance with all bank policies. Contributes directly to the assessment of credit risks and controls in specialized lending areas of the bank. Verifies the adequacy and currency of credit files in conjunction with the loan review. Reports on exceptions to established guidelines. Provides consultative feedback to relationship managers and their unit managers relative to credit/loan quality issues arising from loan reviews. Evaluates effectiveness of management processes in the banks various loan portfolios. Supports the Lead Reviewer in conducting ongoing loan reviews and other projects as requested by the Loan Review Manager. Completes other projects as requested by the Loan Review Manager and senior management. Assists to the Loan Review Manager in the daily management of the department.

The incumbent has responsibility for performing risk-based audit assignments as assigned by the Audit Manager, which include reviewing planning, and evaluating audit procedures performed. An Audit Supervisor makes recommendations to reduce risk or improve operations while ensuring that audit work is performed in compliance with audit procedures and properly documented and supported. An Audit Supervisor is responsible for providing management support, coaching and promoting teamwork to fellow team members and the individuals being supervised. An Audit Supervisor must develop positive and collaborative business parternships with Webster management and executives. Additionally, an Audit Supervisor is responsible for assisting the manager in preparing reports for management and the board, which identifies risk and strategies to control or minimize risk. Responsibilites: • Plans, performs or supervises as AIC financial, compliance, and operational risk-based audits. Plans work to be performed within allotted time in compliance with internal metric standards, giving consideration to audit risk and materiality. Ensures that the audit scope is appropriate as to the control/risk environment and incorporates IT and business elements into the scope as appropriate in line with the integrated audit approach. • Reviews audit work on assigned audits to ensure that the work performed complies with stated requirements and objectives, internal audit policies and procedures, risk-based methodology and is documented and supported. • For audits assigned as AIC, supervises staff, ensuring that objectives are understood and all work including testing is performed in accordance with IIA and department standards. Assists with the training and development of team members. • Assists the Manager with providing leadership towards establishing and maintaining a positive work environment, promoting cohesive teamwork within and across Audit teams through influence, coaching, on the job training, and personal example. • Assists the Manager with the preparation of accurate, concise, and timely audit reports to be presented to senior management focused on risk. Completes follow-up of assigned outstanding audit issues timely and in compliance with departmental standards. Audit Supervisor Webster Bank Location: New Britain, CT • Develop positive and collaborative business partnerships with Webster management and executives through periodic and effective communications and a demonstrated understanding of the business. • Maintain an awareness of current and emerging internal and external audit issues in order to assess impact on audits. Maintain skills through formal and on-the-job training. • Participates in audit’s strategic initiatives and performs other duties as assigned by the Manager.

The incumbent is responsible for the overall management, control, staffing, and individual case resolution within the Foreclosure and Bankruptcy Department for both Bank owned and Investor owned Residential and Consumer loan portfolios. This includes, but is not limited to adherence to Bank, Investor, and Insurer policies, procedures, guidelines and timeframes, as well as applicable State and Federal Statutes relative to the Foreclosure, Bankruptcy, and Defense action processes, and the management, valuation, preservation and liquidation of bank owned real estate. RESPONSIBILITIES: • Coordinates the distribution of legal accounts to an approved network of attorneys and assigns cases to staff for administration from time of referral through final disposition/deficiency judgment or reinstatement. • Coordinates the distribution of REO accounts to an approved network of real estate brokers and facilitates the sale of REO through property valuation, sales negotiation, and document execution and closing. • Maintains the integrity of the LOLER case management database through periodic reviews and audits of case documentation and staff, and recommends and implements enhancements where applicable. • Interviews, hires, train, and supervise department personnel. • Evaluates individual staff performance and recommends merit increases through bank prescribed Performance Measurement systems. Identifies, addresses, documents and enforces disciplinary action relative to performance deficiencies. • Assists VP of Default Services in forecasting and reporting foreclosure, bankruptcy, and REO statistical information on a monthly and quarterly basis. • Assists VP of Default Services in preparing, implementing, and monitoring department expense budget.

PreCash is a prepaid card program manager, and bill pay solutions provider located in Houston, Texas. We are looking for a highly self-motivated person to effectively sell prepaid debit card program management services. This exciting industry is experiencing 250+% annual growth. Responsibilities • Sell Nationally • Aggressive Prospector with a high degree of proficiency to identify and reach new prospects through telephone, networking and trade-shows. • Function independently with a high degree of sales proficiency to reach and exceed sales objectives • Build and manage new relationships through lead generation, cold calling, Internet research & canvassing US Companies of significant size • Develop and maintain in-depth knowledge of the prepaid card market • Work directly with clients, service team, and senior management to effectively sell the company’s services and solutions 
 • Perform sales activities for strategic accounts to achieve or exceed assigned revenue objectives
 • Create and perform sales presentations to match company’s prepaid co-brand or specialty needs and address client issues, objections and proactively overcome the competition through sales skills. 
 • Sell products/services through the RFP - Request For Proposal, "Go to Meeting", Telephone Skills and face-to-face contact 
 • Remain knowledgeable of the PreCash prepaid card product/services to facilitate sales efforts as well as the competitive landscape • Engage in relationship building and networking activities to develop additional sales opportunities 
 • Provide feedback to relationship management team on customer requirements and business opportunities • Work with sales team and business leaders to devise sales plans and strategies to accurately forecast annual, quarterly and monthly revenue streams. 
 • Develop account plans and sales strategies that will ensure sustainable business growth • Develop and enhance business relationships with existing customers to maximize account penetration and customer satisfaction
 PreCash provides a convenient, real-time payment system that converts cash into electronic payments for consumers who choose not to have access to traditional payment methods such as credit cards or bank accounts. PreCash offers a unique suite of payment products that includes Prepaid Wireless Refill, Bill Pay, Deposits and Stored Value Products. As a single source solution, PreCash offers the retailer a simplified user interface and integrated settlement, reconciliation and reporting. PreCash has been recognized in top 50 of Inc. Magazine and Deloitte Technology “500 Lists”, and is a 3 time Houston Business Journal “Top 50 Fastest Growing Technology Companies”. PreCash was most recently honored with the Better Business Bureau Award for excellence.

Community Bank seeks BOD with previous banking, commercial loan and/or bank director experience.